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Quick Loan Pre-Approval

Fix and Flip Elite

Easy Street Capital is offering our Elite Borrowers the opportunity to flip more properties at a lower rate and with fewer points. The EasyElite product has interest rates as low as 6.9 - 8.9% and 1 to 2 points.

In order to qualify, you will need to have flipped 5 properties within the last 2 years and have a minimum FICO score of 700. 

We are focused on providing a competitive advantage for our borrowers with custom loan structures and industry leading speed, reliability, and transparency.  

Program Terms

  • Loan Size $100,000 - $3,000,000
  • 700 Minimum FICO Credit Score
  • NO Appraisal
  • NO Prepayment Penalty
  • NO Junk Fees
  • 7.75%-8.90% Monthly Interest Only Payments

  • 1 - 2 Points
  • Interest Only
  • $995 - $1,495 Doc Fee
  • 6-9 Month Term (w/ extension provisions)
  • Up to 85% Loan to Cost (LTC)
  • Up to 70% Loan to Value (LTV)

Easy Street Capital provides fix and flip loans for investors purchasing residential properties. We provide approval in less than 24 hours. As a direct lender, we have full discretion and the funds on hand to close quickly.  Easy Street Capital prides itself on its customer service, ease of process, and speed. We look forward to helping you succeed by financing your next investment property.

Receive your Easy Street Capital term sheet today!

Get A Loan

Michael Heller
July 11, 2018

This was my first hard money loan, and Easy Street was the only place with a loan that met my needs. Easy Street worked quickly to put the deal together. Everything was as it was said it would be; I paid the agreed upon fees and interest and there were no surprises save a document fee at payoff. In a world where people are trying to scam you right and left, I was pleased and relieved that Easy Street was trustworthy and honest.

Judson Greene
July 11, 2018

I was able to obtain a loan from Easy Street to invest in purchasing a house in TX for fixing up & flipping. Easy Street is one of the best lenders I have dealt with and they are genuinely interested in assisting the investor to be successful with whatever your project is. I would highly recommend them to anyone who needs funds for investment in real estate.

Ross Cooper
July 11, 2018

I have had a good experience with Easy Street Capital. I was able to close my deal quickly with very timely underwriting. The company should be able to close very quickly if you need a quick close. The rehab draws I requested were reviewed and issued quickly as well (basically next day or two). The communication and all processes of the loan have been simple throughout my time working with them.

Catherine Cassile
July 11, 2018

Easy, efficient, and perfect for flippers! We love doing business with the company and are completing our third flip in 9 months! Thank you! Thank you! Looking forward to doing business on the next one.

Brandon Richard
July 11, 2018

Well done! When my initial lender asked for an extension 3 days before closing the Easy Street team stepped in and saved the day! I appreciate their ability to close quickly and get the deal done.

Christopher Delgado
July 11, 2018

Easy Street has been very easy to work with. We appreciate the communication and quick responses. They really do understand that time is of the essence in real estate. The entire process was a breeze and we look forward to continue working with them!

Angel Cepeda
July 11, 2018

Easy Street was flexible enough to work around some extension issues due to some unseen hurdles in my house flip. Eternally grateful to Easy Street for making things as smooth as possible. Would definitely recommend them to anyone getting started in house flipping.

Mike Nwanju
July 11, 2018

In a market that is full of hard money lenders, we made the best choice in using Easy Street. Closed my deal on time and they didn’t ask me to bring my “first born”. It was easy and it allowed me to start my business and keep more of my profit!!! Easy Street is the best in the business! Straight forward & easy!!

Mirelle Leguia
July 11, 2018

Easy Street is great for investors needing to close fast at competitive hard money rates. They have much less red tape to approve and the numbers make sense. This really made it possible for us to move fast and get the deal done.

Fix & Flip Recent Fundings

Easy Street Capital has a proven track record of success exceeding the expectations of our fix and flip borrowers.

Total Loan Amount
$806,000
Initial Funding
$796,000
Renovation Funding
$10,000
Loan-to-Cost (LTC)
79.4%
Loan-to-Value (LTV)
70.0%

Large loan for a borrower to take advantage of a below market sale price.

600 Clariden Ranch

Dallas, Texas

Total Loan Amount
$241,000
Initial Funding
$160,000
Renovation Funding
$81,000
Loan-to-Cost (LTC)
89.9%
Loan-to-Value (LTV)
63.4%

Signed off on borrower’s large renovation budget to strategically position the property in the market.

202 Maplewood

San Antonio, Texas

Total Loan Amount
$252,000
Initial Funding
$243,000
Renovation Funding
$9,000
Loan-to-Cost (LTC)
87.5%
Loan-to-Value (LTV)
70.0%

Enabled borrower to take advantage of below market price and make a quick flip profit.

2601 McGregor

Austin, TX

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Easy Street Capital - The Rules to Flip By

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Easy Street Capital provides loans for residential (single-family and multi-family) investors and developers. Easy Street Capital underwrites, closes, and services all loans in-house.  This allows for the most efficient loan process in the industry and a significant timing advantage for our borrowers. As a direct lender we have full discretion and can provide custom loan structures to meet the needs of any project in Austin, Dallas, Houston, San Antonio, California, Colorado, and Tennessee. At Easy Street we take great pride in being highly transparent, responsive, and funding every loan per the terms agreed upon.

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Easy Street Capital is a DBA licensed with California Department of Real Estate, BRE#: 02090209 and Easy Street Capital CA, LLC is licensed with the California Department of Financial Protection and Innovation, CFL#: 60DBO-97686.