EasyFix is Easy Street Capital’s industry-leading financing solution for fix & flip investment properties. Whether you are looking to purchase a property with small or large renovation, or simply need a bridge loan, EasyFix is the easiest and fastest loan program in the country. Easy Street Capital is able to close your loan in less than 48 hours. There is no appraisal, so you save money, time, and the terms of your loan never change. The EasyFix loan program experience has resulted in Easy Street Capital having the highest repeat borrower % in the country. We are confident we can find you a great loan with a quick, efficient and easy process. Receive your term sheet today (within 24 hours).

Program Terms

Easy Street Capital provides fix and flip loans for investors purchasing residential properties. We provide approval in less than 24 hours. As a direct lender, we have full discretion and the funds on hand to close quickly. Easy Street Capital prides itself on its customer service, ease of process, and speed. We look forward to helping you succeed by financing your next investment property.

  1. Loan Amounts: $75K - $2M
  2. Rates: 9.90%-11.90%
  3. Payment: Interest Only
  4. Points: 2.0%-3.0%
  5. $1,495 Doc Fee
  6. LTC: Up to 90%
  7. LTV: Up to 70%
  8. Term: 6-12 months (w/ extension options)
  9. Financing for purchase and renovation costs
  10. Quickest draw process in the industry
  1. Geography: Nationwide (except for the following markets: LA, MN, MO, NV, NY, SD, ND, Baltimore, Chicago, Detroit, Inner City NJ)
  2. Property Types: Residential (SFR & 2-10 Unit)
  3. NO Appraisal Required: Save $695 and 30 days!
  4. NO Junk Fees
  5. Credit Score: 600 Minimum
  6. NO Prepayment Penalty: Payoff the loan at anytime

Why Easy Street Capital


Speed and Efficiency

EasyFix is the perfect short-term solution for investors looking to renovate investment properties. With closings in as little as 48-hours, investors can focus on winning deals and less time on underwriting red tape. Our team brings years of fix and flip experience to the table and we’re able to help investors succeed with our fast, efficient process that takes hours and days, not weeks and months.


Light Documentation

Our process allows investors to avoid the mountains of endless paperwork and intrusive document-gathering common with our competitors. We do not require tax returns or income verification, ask for years of bank statements, or many of the other typical requests from other lenders. We have a quick and straightforward needs list that can be knocked out fast – allowing investors to focus on their properties rather than the hassle of tracking down and providing infinite documents and files.


Walk The Walk

We are a lending shop that understands your needs and challenges better than anyone else. Why? Before we were lenders, we were real estate investors ourselves. We understand what you’re looking for in a lending partner as our founders acquired, renovated and sold thousands of properties principally. We don’t just lend, we are a partner with expert-level knowledge and experience that can advise and assist on your investing journey every step of the way.

Are you an Elite, Tier 1 flipper?

Check out our EasyElite program to see if you qualify for special rates and financing.

Fast and Accurate

The Easy Street Capital team is phenomenal! Fast and accurate. I was always in the loop when it came to my loan. A-1 finance partners in my book. Thank you again.

Wesley J. | Nov 03, 2022

First Class Excellence in Customer Service

Zach Edelman and the team at Easy Street offered first class excellence in customer service, and truly lived up to their name for keeping the process easy and simple. In real estate investment we dread the tasks related to the lending partners and Zach and the team made it a seamless part of the process. A great partner to have!

Gavin B. | Nov 03, 2022

Smooth and Straightforward

Loved working with everyone, everything felt very smooth and straightforward.

Rubi S. | Oct 31, 2022

Simply Amazing

Simply amazing! Truly saved the day for us when another lender flaked at closing!

Tracy M. | Oct 31, 2022

Deal Saved and Funded in Two Days

The best hard money lender you can find. Almost lost out on a deal and Easy Street was able to fund in 2 days! I just completed my project and can’t wait to use them on the next one!

Justin C. | Oct 05, 2022

Excited to Work with Them Again!

Would highly recommend East Street Capital anytime. In TWO DAYS, they closed a deal of mine that was in limbo for over a month with a different lender. Incredible team and excited to work with them again!

Asa K. | Oct 05, 2022

Easy Street Values Relationships

Gray Cato and Tracey Autry are amazing people - they value the relationships and it shows. They have helped close some very messy deals and have put the needs of my clients above everything else!

Ronny V. | Sep 26, 2022

Go-To Lender

I wouldn’t go anywhere else to fund my deals.

Juan G. | Sep 21, 2022

Super Fast Responses

Thank you for making the process as easy as possible. Having everything automated is great, and the team is super fast at responses! Looking forward to many more loans in the future, and have recommended Easy Street to all REIs I know.

Tammy J. | Sep 19, 2022

Quick and Fast Service

Quick and fast service. Great customer service too!

Minh P. | Sep 09, 2022

Great People, Great Service

Great people, great service! Easy Street Capital is the best.

Nauj E. | Sep 08, 2022

Great Team

Great work from a great team that really gets it.

Alex K. | Aug 31, 2022

Fast Close For a New Borrower

You guys are amazing!! The fast close is very much appreciated!

Karmen S. | Aug 19, 2022

These guys are the real deal!

I would give 6 stars if possible. They are not lenders, they are magicians. Joshua and his team tackled my deal to salvage a deal that was almost dead. These guys are the real deal!

Juan A. | Aug 17, 2022

One of the Best Lenders in the Business

You wanna talk about one of the best lenders in the business!! Easy Street Capital is definitely in that category. My agent was Zach Edelman, and he went above and beyond on helping me with my Investment Refi. Extremely competitive rates, even as the FED raised rates during our closing. Great lender all around.

Jermaine A. | Aug 09, 2022

Smooth and Pleasant Process

Very responsive and helpful staff. Quick turnaround time, and an overall smooth and pleasant process.

Herbert B. | Jun 16, 2022

Good Experience, Fast Closing

I have had a good experience with Easy Street Capital. I was able to close my deal quickly with very timely underwriting. The company should be able to close very quickly if you need a quick close. The rehab draws I requested were reviewed and issued very quicky also (basically next day on one). The communication and all processes of the loan have been simple throughout my time working with them.

Ross C. | Jun 08, 2022

Top Notch Service

Easy Street has funded our company on numerous occasions without any issues. Their rates are competitive but their level of service is top notch! They are our preferred hard money lender. I highly recommend working with Casey and the team at Easy Street.

Jace G. | Jun 08, 2022

Fantastic Company

Fantastic company, top-notch leadership and great customer service. Highly recommend Easy Street Capital.

Andrew N. | Jun 08, 2022

Less Red Tape

Easy Street is great for investors needing to close fast at competitive hard money rates. They have much less red tape to approve and the numbers make sense. This really made it possible for us to move fast and get the deal done.

Mirelle L. | Apr 19, 2022

Best in the Business

In a market that is full of hard money lenders, we made the best choice in using Easy Street. Closed my deal on time and they didn’t ask me to bring my “first born”. It was easy and it allowed me to start my business and keep more of my profit!!! Easy Street is the best in the business! Straight forward & easy!!

Mike N. | Apr 19, 2022

Definitely Recommend

Easy Street was flexible enough to work around some extension issues due to some unseen hurdles in my house flip. Eternally grateful to Easy Street for making things as smooth as possible. Would definitely recommend them to anyone getting started in house flipping.

Angel C. | Apr 19, 2022

Easy to Work With

Easy Street has been very easy to work with. We appreciate the communication and quick responses. They really do understand that time is of the essence in real estate. The entire process was a breeze and we look forward to continue working with them!

Christopher D. | Apr 19, 2022

Saved the Day

Well done! When my initial lender asked for an extension 3 days before closing the Easy Street team stepped in and saved the day! I appreciate their ability to close quickly and get the deal done.

Brandon R. | Apr 19, 2022

Perfect for Flippers

Easy, efficient, and perfect for flippers! We love doing business with the company and are completing our third flip in 9 months! Thank you! Thank you! Looking forward to doing business on the next one.

Catherine C. | Apr 19, 2022

Very Timely

I have had a good experience with Easy Street Capital. I was able to close my deal quickly with very timely underwriting. The company should be able to close very quickly if you need a quick close. The rehab draws I requested were reviewed and issued quickly as well (basically next day or two). The communication and all processes of the loan have been simple throughout my time working with them.

Ross C. | Apr 19, 2022

Highly Recommend

I was able to obtain a loan from Easy Street to invest in purchasing a house in TX for fixing up & flipping. Easy Street is one of the best lenders I have dealt with and they are genuinely interested in assisting the investor to be successful with whatever your project is. I would highly recommend them to anyone who needs funds for investment in real estate.

Judson G. | Apr 19, 2022

Trustworthy and Honest

This was my first hard money loan, and Easy Street was the only place with a loan that met my needs. Easy Street worked quickly to put the deal together. Everything was as it was said it would be; I paid the agreed upon fees and interest and there were no surprises save a document fee at payoff. In a world where people are trying to scam you right and left, I was pleased and relieved that Easy Street was trustworthy and honest.

Michael H. | Apr 19, 2022

Fix & Flip Recent Fundings

Easy Street Capital has a proven track record of success exceeding the expectations of our fix and flip borrowers.


China Grove, NC

Loan Amount / $175,000
LTC / 83%

Construction Funding / $33,333
LTV / 70%

Initial Funding / $141,667

New borrower completing a cosmetic rehab in China Grove, NC with an exit strategy to sell.

Fix and Flip

Saint Petersburg, FL

Loan Amount / $352,750
LTC / 85%

Construction Funding / $70,000
LTV / 67%

Initial Funding / $282,750

Novice borrower completing a cosmetic rehab in Saint Petersburg, FL with an exit strategy to sell.

Fix and Flip

Vernal, UT

Loan Amount / $202,300
LTC / 85%

Construction Funding / $55,000
LTV / 69%

Initial Funding / $147,300

Experienced borrower completing a cosmetic rehab in Vernal, UT with an exit strategy to sell.

Apply Today

Take the next step in your investment journey with a trusted, reliable lender that has your best interest in mind. Get in touch or request a quote today.