EasyRent Pure Green

Real Estate Agent
Referral Program

Serve clients looking to purchase turnkey investment properties?

 

EasyRent is Easy Street Capital’s industry-leading lending program that offers quick, light- documentation and hassle-free loans for turnkey real estate investors, ranging from experienced portfolio builders to novices looking for their first investment property.

 

Our groundbreaking Real Estate Agent Loan Referral Program forges partnerships with real estate agents nationwide to connect buyers to reliable low-rate financing to help them quickly and confidently submit offers and win deals.

 

Easy Street Capital offers uncapped and unlimited referral fees both to supplement your commissions on closed deals and increase reliability financing will come through at close. You will make 0.50% of the loan amount of each closed DSCR loan – a simple handoff (no extra work) – to one of our experienced loan originators. With our average loan size of $500,000 – agents can expect an extra payout of $2,500 per loan.

Note: The Real Estate Agent Referral Program is exclusively for EasyRent/DSCR Loans.

Not an agent but still looking to refer business to Easy Street Capital? Click the button below and sign up for our standard referral program!

EASY STREET ADVANTAGE

0.50% Referral Fee

24-Hour Pre-Approvals

30-Day Closes

Uncapped Payouts

Program Terms

  1. Loan Amounts: $100K - $3.5M (Blanket Portfolio Loans up to $5M)
  2. Rates: Starting at 5.99%
  3. Geography: Nationwide (except Nevada, North Dakota, South Dakota)
  4. Property Types: Residential, Short-Term Rental, Vacation Rental up to 10 units
  5. Occupancy: Long-Term, Medium-Term, or Short-Term Rentals, Vacancy OK (on Acquisitions), no operating history required on STRs
  6. Loan Structure: 30-Year Fixed Rate Mortgage Loans, Flexible Prepayment Penalties, Partial IO (10-Years) Available, Entities (i.e. LLCs) and partners welcomed
  7. LTVs: Up to 80% (Acquisitions/Rate-Term Refinances), 75% (Cash-Out Refinances)
  8. DTI: Not Applicable (We don’t require tax returns or evaluate your personal income or finances when evaluating your application)
  9. DSCR: 0.75x minimum
  10. Credit Score: 620 minimum
  11. Fees & Deposits: 0-3% Closing Fee, $1,000 Underwriting Fee, $1,500 Pass-Through Deposit (covering third-party loan costs)

REAL ESTATE AGENT RESOURCES

Investment Property Interest Rates – June 2024 Update

What are investment property interest rates in June 2024?  That answer depends on several factors as interest rates can vary depending on your situation.  The overall economy, your personal credit and experience and type of loan and property all matter.  One major distinction is whether your property is a rental property or a property in ...
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Real Estate Agents: Working with Investors Post-NAR Settlement

The recent NAR settlement relating to rules on real estate agent buyer agent commissions shook up the realtor world. Many agents are understandably worried about how these changes will affect earning potential. In this already super-challenging market, the combination of elevated interest rates and frozen transaction activity has caused a lot of stress and struggle. ...
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DSCR Loans Guide 2024: Everything you need to know about DSCR Loans!

Easy Street Capital is America’s leading DSCR Lender.  With over 600 DSCR loans funded in the last year, we have helped real estate investors across the country achieve financial freedom through this popular loan product.  DSCR Loans allow real estate investors to qualify with no W2, no tax returns and no income verification required!  See ...
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Real Estate Agent Guide for Listing and Selling Rental Properties

Many top real estate agents are experts at listing homes – knowing all the best tips and tricks to secure great offers for their clients. Most agents focus on attracting buyers looking to live in the home. But what happens when you get a listing for a top-of-the-line rental property? Think multi-unit (duplex, triplex, etc.) ...
Read More

FREE FLYERS FOR LISTING AGENTS!

Showcase the earning potential of your properties with our free Financing Flyers!

Listing Agent Flyer - SAMPLE 1

(click to expand)

Listing Agent Flyer - SAMPLE 2

(click to expand)

RESPA NOTICE

Since Easy Street Capital provides commercial business purpose loans, do your loans need to abide by RESPA guidelines?

 

The short answer is no. All of our loans are for a business purpose strictly so fully fall under the exemption in (b)(2). Please see below for more information:

 

 

§ 1024.5 Coverage of RESPA.

THIS VERSION IS THE CURRENT REGULATION

 

Regulation X

 

 

(a) Applicability. RESPA and this part apply to federally related mortgage loans, except as provided in paragraphs (b) and (d) of this section.

(b) Exemptions.

(1) [Reserved]

(2) Business purpose loans. An extension of credit primarily for a business, commercial, or agricultural purpose, as defined by 12 CFR 1026.3(a)(1) of Regulation Z. Persons may rely on Regulation Z in determining whether the exemption applies.

All versions of 12 CFR Part 1024 (Regulation X) | Consumer Financial Protection Bureau

View the current, previous, and future versions of 12 CFR Part 1024 (Regulation X). Regulation X protects consumers when they apply for and have mortgage loans.

 

 

https://www.consumerfinance.gov/rules-policy/regulations/1024/5/

§ 1024.5 Coverage of RESPA. | Consumer Financial Protection Bureau

§ 1024.5 is part of 12 CFR Part 1024 (Regulation X). Regulation X protects consumers when they apply for and have mortgage loans.

Trustworthy and Great Services

I’ve worked with Amanda at Easy Street for a few years now. They’ve always been very competitive with rates, love their draw process and service is great. In a lending world where things change often, you need someone you can trust to deliver.

Robert W. | Apr 05, 2024

Fast and Reliable

I’ve used Easy Street on several deals as a broker myself. They have definitely been the fastest and most reliable hard money lender that I’ve come across. Dustin and the team always make sure that my clients and I are taken care of, even after closing.

Noah H. | Mar 15, 2024

Smooth and Easy Closings

I worked with Zach to secure a property and it was the easiest closing ever. Zach is the Michael Jordan of STR lending - he is the G.O.A.T. I will never work with another company besides easy street! They are the best!! Such a quick, smooth process. Highly recommend for any real estate investor!

Anish B. | Mar 05, 2024

Efficient and Transparent

Zach Edelman at East Street Capital was instrumental in our successful short-term rental investment purchase. His deep understanding of investment strategies and market nuances, combined with exceptional communication, made the process efficient and transparent. Zach's professionalism and dedication to client success make him an outstanding choice for any real estate investor! I’m planning to use Zach and Easy Streer Capital for future purchases and refinances. Thanks again team!⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️

K.T | Jan 05, 2024

Saved the Day!

My team and I recently had the pleasure of Zach Edelman from Easy Street Capital, and he and his team, Amanda Werth in particular were excellent. We used their DSCR loan program for an investment/ rental home and we turned to Zach after we spent nearly two months with another lender rep that simply promised and did not even know his own guidelines. But, Zach and Amanda saved the day, not only did Zach pull it off in record time, but he got us even better terms than we thought we could get prior. Zach and Amanda and their team were great to work with: they were very responsive, informative, friendly, and best of all they got it done. Thank you from the whole crew of mine... we will be back to do more business with this team for sure.

Derek P. | Dec 05, 2023

Top-Notch!

Had the pleasure of meeting the team at Easy Street Capital today and I must say, the experience was top-notch! Their professionalism and dedication shone through in our interaction. I'm genuinely excited about the possibilities and look forward to collaborating more with them in the future. Highly recommend!

Kameron Beckum | Nov 09, 2023

Great Communication

I had a very great experience working with Easy Street Capital. My loan officer Zachary and the Credit Analyst Abby worked diligently to get 3 loans done. There was always communication and updates which I really valued. Getting 3 loans done was a tough one but not for them. I appreciate both of them and can’t say enough about them. Highly recommended! Again, thank you.

Greg G. | Nov 05, 2023

A Breeze!

Working with Zach and team at EZ Street Capital was a breeze. They stayed on top of things and were very, very responsive. I plan to work with them again.

Edward C. | Oct 02, 2023

Responsive and Professional

I am SO glad I found Easy Street capital to help fund my first deal. I would highly recommend working with Amanda Hart. She was so responsive to my questions, professional and helped ease my "first time" jitters. The process was so much easier than I thought it would be. Thank you to Easy Street and their team of experts!

Lisa R. | Sep 28, 2023

There every step of the way!

Jarell was a great help every step of the way. He was very responsive anytime I reached out and to provide updates. I really felt like Jarell was doing everything in my best interest. I will use him for many more loans to come.

Anthony | Sep 26, 2023

Fast and Easy

This entire processes was so fast and easy. They turned the entire file around in less than a week and we were funded and closed with minimal prior to fund requirements. Jarell was very responsive as was the entire processing team. I will use them on all my investments!

Colleen Jacobsen | Sep 19, 2023

Around the Clock Service!

I have been working with Amanda Hart and I can't say enough about how wonderful she is. She was so helpful and answered any questions I had no matter what time of day. I would highly recommend!!!!

Kip R. | Sep 17, 2023

Easiest Draw Process!

It has been a pleasure working with Easy Street, not only do they make the entire process super easy, they are extremely quick with anything I have needed. They close super quick and have the easiest draw process for construction. Highly recommend Easy Street Capital. Amanda Hart who always helps me has great communication skills and has been there for anything I need. So thankful for Easy Street Capital, they have made my fix and flip loans extremely easy to work with and have made it one less thing to worry about in my Real Estate Career. Thank you once again Easy Street Capital!

Daniel V. | Sep 15, 2023

Great to Worth With!

They are really the truth!! Funded in 48hrs!!! Jarell and Samantha were great to work with!! Definitely would recommend

Emmanuel M. | Sep 10, 2023

Nothing but Great!

Great company to work with for hard money loans. I have two loans with them and have had nothing but a great experience. I recommend.

Monica A. | Sep 09, 2023

Communicative and Patient

Very easy and fast to work with. Stephen helped me throughout the process and was very communicative and patient with all my questions.

Akshay G. | Sep 09, 2023

Exactly what I Needed!

Amanda was super easy to work with and was able to do exactly what I needed. The rates were also very reasonable compared to other lenders I talked with. I am looking forward to doing my next project with Easy Street!

Jerry D. | Sep 08, 2023

Straightforward and Simple

Easy Street closed my deal in very short time after I fired the other lender for giving me the run around. The draw process was very straightforward and simple. Given this current high interest rate climate, they were easy to work with until I decided I found reasonable long term funding. I would use them again if I get stuck and need someone to close quickly. Amanda Hart is super fast!

Lorri W. | Sep 07, 2023

Responsive, Informative, Friendly

I worked with Zach Edelman from Easy Street Capital, and he and his team were simply excellent. I was looking to refinance my short term rental property and was working with another lender that simply could not provide what I needed. I turned to Zach 3 weeks before my loan was due. Not only did Zach pull it off in record time, but he got us even better terms than we thought we could get. Zach and his team were great to work with: they were responsive, quick, informative, friendly, and best of all they got it done. Thank you!

Andrew L. | Sep 07, 2023

A Rare Find

Behind every great company and service provider are the people who provide that service. Easy Street Capital is a wonderful example of this in todays competitive market. My representative is Amanda Hart and she is someone who works for you and does so with a drive and purpose that it makes you feel like she’s just as invested as we are in our success and that is a rare rare find today. I wish you the best of luck in your future deals which simply means that I hope you are lucky enough to work with Amanda to fund them all.

Demian P. | Sep 01, 2023

Extremely Responsive

Zach & Eli at Easy Street assisted with 2 purchases for me recently and were extremely responsive, very helpful in figuring out loan options to get me in the best financial positions for my goals right now, and great at navigating appraisal issues (which I expected - I am pretty well versed in real estate transactions and knew there would be an appraisal issue here, it was not anything that resulted from Easy Street's handling of the loan!) And did I mention extremely responsive?? Never had to wait to hear back from them when I had a question or requested an update!

Ashley D. | Aug 19, 2023

Honest and Fast

Perfect service. Honesty and fast!

Albeiro I. | Aug 16, 2023

You Won’t be Disappointed!

My partners found Easy Street Capital on the bigger pockets forum and I cannot express how great this lender is. Zach, my loan officer is VERY responsive, fast, and honest. They've made the process so easy compared to other lenders I've dealt with from the past. They have great rates & low minimum which really helps us in the area we are investing. Jill who does the back office work was awesome to work with as well. She answered all of my questions and assured me everything was going well. Definitely choose Easy Street Capital for you next loan/investment funding. I promise you will not be disappointed!!!

Milwaukee L. | Aug 15, 2023

My Lender of Choice!

Let me praise Stephen King. I had another lender promise a ten to day close and then extended to 20 days the day before closing. I knew who I had to call. Stephen took my call late this past Thursday, me out and didn't bat an eye. I gave his team heard everything they needed and they closed bridge in less than a 24 hours. You guys are my lender of choice now, no question. Stephen deserves acclaimation. This client was also my largest referral source and was his this personal deal Thank you for making me look like a hero!

Matthew B. | Aug 08, 2023

Smoothest Experience

Out of my 5 years in real investing my most recent transaction with Stephen King at Easy Street has been by far the smoothest experience. They were able to close my deal in 5 days, high level of professionalism and communication. Would recommend to anyone.

Horace H. | Aug 08, 2023

Offering Guidance

I can honestly say that Easy Street Capital was a delight to work with!! Everyone was so kind and helpful while going through the process of my hard money loan. I was surprised by how “easy” they were to work with as a newbie and even with unforeseen delays they were patient and cooperated in a professional manner. Amanda Hart was my initial contact and she is amaZing to work with!! She was my initial draw to the company and why I decided to move forward on my loan. I had and have immense confidence in this woman to guide and direct me as she would do her very own family member. I highly HIGHLY recommend her and this company for your hard money needs!!!! Find out how for yourself how “easy” Easy Street can be! Contact Amanda Hart!

Nina J. | Aug 05, 2023

Go-To Lender

I wouldn’t go anywhere else to fund my deals.

Juan G. | Sep 21, 2022

An Outstanding Job!

I used Zach Edelman to refinance my hard money loan into a short-term rental mortgage. He and his team did an outstanding job 👏 it was quick, easy and at good rates. Highly recommend for anyone looking to do so.

Austin C. | Aug 08, 2022

Apply Today

Take the next step in your investment journey with a trusted, reliable lender that has your best interest in mind. Get in touch or request a quote today.