EasyRent Pure Green

Real Estate Agent
Referral Program

Serve clients looking to purchase turnkey investment properties?

 

EasyRent is Easy Street Capital’s industry-leading lending program that offers quick, light- documentation and hassle-free loans for turnkey real estate investors, ranging from experienced portfolio builders to novices looking for their first investment property.

 

Our groundbreaking Real Estate Agent Loan Referral Program forges partnerships with real estate agents nationwide to connect buyers to reliable low-rate financing to help them quickly and confidently submit offers and win deals.

 

Easy Street Capital offers uncapped and unlimited referral fees both to supplement your commissions on closed deals and increase reliability financing will come through at close. You will make 0.50% of the loan amount of each closed loan – a simple handoff (no extra work) – to one of our experienced loan originators. With our average loan size of $500,000 – agents can expect an extra payout of $2,500 per loan.

EASY STREET ADVANTAGE

0.50% Referral Fee

24-Hour Pre-Approvals

30-Day Closes

Uncapped Payouts

Program Terms

  1. Loan Amounts: $100K - $3.5M (Blanket Portfolio Loans up to $5M)
  2. Rates: Starting at 5.99%
  3. Geography: Nationwide (except Nevada, North Dakota, South Dakota)
  4. Property Types: Residential, Short-Term Rental, Vacation Rental up to 10 units
  5. Occupancy: Long-Term, Medium-Term, or Short-Term Rentals, Vacancy OK (on Acquisitions), no operating history required on STRs
  6. Loan Structure: 30-Year Fixed Rate Mortgage Loans, Flexible Prepayment Penalties, Partial IO (10-Years) Available, Entities (i.e. LLCs) and partners welcomed
  7. LTVs: Up to 80% (Acquisitions/Rate-Term Refinances), 75% (Cash-Out Refinances)
  8. DTI: Not Applicable (We don’t require tax returns or evaluate your personal income or finances when evaluating your application)
  9. DSCR: 0.75x minimum
  10. Credit Score: 620 minimum
  11. Fees & Deposits: 0-3% Closing Fee, $1,000 Underwriting Fee, $1,500 Pass-Through Deposit (covering third-party loan costs)

REAL ESTATE AGENT RESOURCES

Investment Property Interest Rates – March 2024 Update

What are investment property interest rates in March 2024?  That answer depends on several factors as interest rates can vary depending on your situation.  The overall economy, your personal credit and experience and type of loan and property all matter.  One major distinction is whether your property is a rental property or a property in ...
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DSCR Loans Guide 2024: Everything you need to know about DSCR Loans!

Easy Street Capital is America’s leading DSCR Lender.  With over 600 DSCR loans funded in the last year, we have helped real estate investors across the country achieve financial freedom through this popular loan product.  DSCR Loans allow real estate investors to qualify with no W2, no tax returns and no income verification required!  See ...
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Real Estate Agent Guide for Listing and Selling Rental Properties

Many top real estate agents are experts at listing homes – knowing all the best tips and tricks to secure great offers for their clients. Most agents focus on attracting buyers looking to live in the home. But what happens when you get a listing for a top-of-the-line rental property? Think multi-unit (duplex, triplex, etc.) ...
Read More

FREE FLYERS FOR LISTING AGENTS!

Showcase the earning potential of your properties with our free Financing Flyers!

Listing Agent Flyer - SAMPLE 1

(click to expand)

Listing Agent Flyer - SAMPLE 2

(click to expand)

RESPA NOTICE

Since Easy Street Capital provides commercial business purpose loans, do your loans need to abide by RESPA guidelines?

 

The short answer is no. All of our loans are for a business purpose strictly so fully fall under the exemption in (b)(2). Please see below for more information:

 

 

§ 1024.5 Coverage of RESPA.

THIS VERSION IS THE CURRENT REGULATION

 

Regulation X

 

 

(a) Applicability. RESPA and this part apply to federally related mortgage loans, except as provided in paragraphs (b) and (d) of this section.

(b) Exemptions.

(1) [Reserved]

(2) Business purpose loans. An extension of credit primarily for a business, commercial, or agricultural purpose, as defined by 12 CFR 1026.3(a)(1) of Regulation Z. Persons may rely on Regulation Z in determining whether the exemption applies.

All versions of 12 CFR Part 1024 (Regulation X) | Consumer Financial Protection Bureau

View the current, previous, and future versions of 12 CFR Part 1024 (Regulation X). Regulation X protects consumers when they apply for and have mortgage loans.

 

 

https://www.consumerfinance.gov/rules-policy/regulations/1024/5/

§ 1024.5 Coverage of RESPA. | Consumer Financial Protection Bureau

§ 1024.5 is part of 12 CFR Part 1024 (Regulation X). Regulation X protects consumers when they apply for and have mortgage loans.

Fast and Accurate

The Easy Street Capital team is phenomenal! Fast and accurate. I was always in the loop when it came to my loan. A-1 finance partners in my book. Thank you again.

Wesley J. | Nov 03, 2022

First Class Excellence in Customer Service

Zach Edelman and the team at Easy Street offered first class excellence in customer service, and truly lived up to their name for keeping the process easy and simple. In real estate investment we dread the tasks related to the lending partners and Zach and the team made it a seamless part of the process. A great partner to have!

Gavin B. | Nov 03, 2022

Smooth and Straightforward

Loved working with everyone, everything felt very smooth and straightforward.

Rubi S. | Oct 31, 2022

Simply Amazing

Simply amazing! Truly saved the day for us when another lender flaked at closing!

Tracy M. | Oct 31, 2022

Deal Saved and Funded in Two Days

The best hard money lender you can find. Almost lost out on a deal and Easy Street was able to fund in 2 days! I just completed my project and can’t wait to use them on the next one!

Justin C. | Oct 05, 2022

Excited to Work with Them Again!

Would highly recommend East Street Capital anytime. In TWO DAYS, they closed a deal of mine that was in limbo for over a month with a different lender. Incredible team and excited to work with them again!

Asa K. | Oct 05, 2022

Easy Street Values Relationships

Gray Cato and Tracey Autry are amazing people - they value the relationships and it shows. They have helped close some very messy deals and have put the needs of my clients above everything else!

Ronny V. | Sep 26, 2022

Go-To Lender

I wouldn’t go anywhere else to fund my deals.

Juan G. | Sep 21, 2022

Super Fast Responses

Thank you for making the process as easy as possible. Having everything automated is great, and the team is super fast at responses! Looking forward to many more loans in the future, and have recommended Easy Street to all REIs I know.

Tammy J. | Sep 19, 2022

Quick and Fast Service

Quick and fast service. Great customer service too!

Minh P. | Sep 09, 2022

Great People, Great Service

Great people, great service! Easy Street Capital is the best.

Nauj E. | Sep 08, 2022

Great Team

Great work from a great team that really gets it.

Alex K. | Aug 31, 2022

Fast Close For a New Borrower

You guys are amazing!! The fast close is very much appreciated!

Karmen S. | Aug 19, 2022

These guys are the real deal!

I would give 6 stars if possible. They are not lenders, they are magicians. Joshua and his team tackled my deal to salvage a deal that was almost dead. These guys are the real deal!

Juan A. | Aug 17, 2022

One of the Best Lenders in the Business

You wanna talk about one of the best lenders in the business!! Easy Street Capital is definitely in that category. My agent was Zach Edelman, and he went above and beyond on helping me with my Investment Refi. Extremely competitive rates, even as the FED raised rates during our closing. Great lender all around.

Jermaine A. | Aug 09, 2022

Smooth and Pleasant Process

Very responsive and helpful staff. Quick turnaround time, and an overall smooth and pleasant process.

Herbert B. | Jun 16, 2022

Good Experience, Fast Closing

I have had a good experience with Easy Street Capital. I was able to close my deal quickly with very timely underwriting. The company should be able to close very quickly if you need a quick close. The rehab draws I requested were reviewed and issued very quicky also (basically next day on one). The communication and all processes of the loan have been simple throughout my time working with them.

Ross C. | Jun 08, 2022

Top Notch Service

Easy Street has funded our company on numerous occasions without any issues. Their rates are competitive but their level of service is top notch! They are our preferred hard money lender. I highly recommend working with Casey and the team at Easy Street.

Jace G. | Jun 08, 2022

Fantastic Company

Fantastic company, top-notch leadership and great customer service. Highly recommend Easy Street Capital.

Andrew N. | Jun 08, 2022

Less Red Tape

Easy Street is great for investors needing to close fast at competitive hard money rates. They have much less red tape to approve and the numbers make sense. This really made it possible for us to move fast and get the deal done.

Mirelle L. | Apr 19, 2022

Best in the Business

In a market that is full of hard money lenders, we made the best choice in using Easy Street. Closed my deal on time and they didn’t ask me to bring my “first born”. It was easy and it allowed me to start my business and keep more of my profit!!! Easy Street is the best in the business! Straight forward & easy!!

Mike N. | Apr 19, 2022

Definitely Recommend

Easy Street was flexible enough to work around some extension issues due to some unseen hurdles in my house flip. Eternally grateful to Easy Street for making things as smooth as possible. Would definitely recommend them to anyone getting started in house flipping.

Angel C. | Apr 19, 2022

Easy to Work With

Easy Street has been very easy to work with. We appreciate the communication and quick responses. They really do understand that time is of the essence in real estate. The entire process was a breeze and we look forward to continue working with them!

Christopher D. | Apr 19, 2022

Saved the Day

Well done! When my initial lender asked for an extension 3 days before closing the Easy Street team stepped in and saved the day! I appreciate their ability to close quickly and get the deal done.

Brandon R. | Apr 19, 2022

Perfect for Flippers

Easy, efficient, and perfect for flippers! We love doing business with the company and are completing our third flip in 9 months! Thank you! Thank you! Looking forward to doing business on the next one.

Catherine C. | Apr 19, 2022

Very Timely

I have had a good experience with Easy Street Capital. I was able to close my deal quickly with very timely underwriting. The company should be able to close very quickly if you need a quick close. The rehab draws I requested were reviewed and issued quickly as well (basically next day or two). The communication and all processes of the loan have been simple throughout my time working with them.

Ross C. | Apr 19, 2022

Highly Recommend

I was able to obtain a loan from Easy Street to invest in purchasing a house in TX for fixing up & flipping. Easy Street is one of the best lenders I have dealt with and they are genuinely interested in assisting the investor to be successful with whatever your project is. I would highly recommend them to anyone who needs funds for investment in real estate.

Judson G. | Apr 19, 2022

Trustworthy and Honest

This was my first hard money loan, and Easy Street was the only place with a loan that met my needs. Easy Street worked quickly to put the deal together. Everything was as it was said it would be; I paid the agreed upon fees and interest and there were no surprises save a document fee at payoff. In a world where people are trying to scam you right and left, I was pleased and relieved that Easy Street was trustworthy and honest.

Michael H. | Apr 19, 2022

Apply Today

Take the next step in your investment journey with a trusted, reliable lender that has your best interest in mind. Get in touch or request a quote today.