New York Recent DSCR Fundings

Real Investments. Real Results.

Real estate investors in the Empire State are turning to DSCR Loans as a strategic tool to expand and manage their investment property portfolios. DSCR loans allow investors to secure financing based on the property's ability to generate income (rather than an investor's individual credit profile). In a market like New York, where real estate prices have shown steady growth and rental demand remains steady, DSCR loans offer investors a flexible and effective means to acquire new properties, improve existing ones, or refinance their assets. Easy Street Capital is proud to be a leading provider of DSCR loans for New York real estate investors looking to build rental portfolios! Check out our most recently funded DSCR loans in the Empire State below:

Multifamily (5-Unit)

Watertown, NY

Loan Amount / $175,000
Rate / 9.875%

Purpose / Cash-Out Refinance
LTV / 50.0%

$175,000 New York DSCR Rental Loan for a Cash-Out Refinance of a rental property in Watertown. With five total units, this multifamily property is located just a few blocks from downtown and currently fully occupied on long-term leases.

Single-Family Residence

Center Moriches, NY

Loan Amount / $765,000
Rate / 8.750%

Purpose / Acquisition
LTV / 75.0%

$765,000 New York DSCR Rental Loan for an Acquisition of a rental property in Center Moriches. This property offers enjoyable waterfront views with an open deck at its rear that leads directly to Moriches Bay. The home will be utilized as a short-term rental upon acquisition.

Single-Family-Residence

Albany, NY

Loan Amount / $172,250
Rate / 9.125%

Purpose / Cash-Out Refinance
LTV / 65.0%

$172,250 New York DSCR Rental Loan for a Cash-Out Refinance of a rental property in Albany. Featuring three bedrooms and one bathroom, the property has been thoroughly updated since acquisition with an updated kitchen, new flooring, and an updated bathroom. Only eight miles from downtown Albany, the property has access to major roadways, shopping, employment centers, and any essential services.

Single-Family Residence

Saugerties, NY

Loan Amount / $512,250
Rate / 7.875%

Purpose / Cash-Out Refinance
LTV / 58.5%

$512,250 New York DSCR Rental Loan for a Cash-Out Refinance of a rental property in Saugerties. The neighborhood features characteristics wanted by the majority of homeowners such as easy access to shopping, schools, and employment. Saugerties is located just off the Hudson River in central New York and near many attractions such as hiking and nature areas, Woodstock, and niche resorts.

Single-Family Residence

Bernhards Bay, NY

Loan Amount / $208,000
Rate / 9.000%

Purpose / Cash-Out Refinance
LTV / 65.0%

$208,000 New York DSCR Rental Loan for a Cash-Out Refinance for a rental property in Oswego. This short-term rental is directly on the water of Dakin Bay on the pristine Oneida Lake. Tenants in the summer will wake up to sunrise views of the big blue lake with rolling mountains in the distance. They can enjoy boating, fishing, hiking, swimming, and can grab a burger next door at the Sand Bar + Grill.

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