Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MS, MT, NC, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN, MO, NY

Ineligible States:

All Programs

ND, NV, SD

Single-Family Residence

Marblehead, MA

Loan Amount / $1,425,000
Rate / 7.625%

Purpose / Cash-Out Refinance
LTV / 75.0%

$1,425,000 Massachusetts DSCR Rental Loan for a Cash-Out Refinance of a rental property in Marblehead. Located on the coast, this historic colonial property perfectly blends the old with the new, featuring original accents such as hardwood flooring and carpentry throughout, which is incorporated well with the renovated bathrooms and living areas.

Fix and Hold

Chickamauga, GA

Loan Amount / $227,500
LTC / 70%

Construction Funding / $0
LTV / 70%

Initial Funding / $227,500

Novice borrower completing a cosmetic rehab in Chickamauga, GA with an exit strategy to refinance.

Duplex

Tuscaloosa, AL

Loan Amount / $112,500
Rate / 8.875%

Purpose / Cash-Out Refinance
LTV / 75.0%

$112,500 Alabama DSCR Rental Loan for a Cash-Out Refinance of a rental property in Tuscaloosa. The property is fully occupied on long-term leases and is located only a few minutes away from the center of Tuscaloosa, allowing easy access to the city’s conveniences while enjoying the calmness of the suburbs.