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Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MS, MT, NC, NE, NV, NH, NJ, NM, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN, MO, NY

Ineligible States:

All Programs

ND, SD

PUD

Nashville, TN

Loan Amount / $569,400
Rate / 7.250%

Purpose / Cash-Out Refinance
LTV / 60.0%

$569,400 DSCR Rental Loan for a Cash-Out Refinance in Nashville. This home is located in prime location just minutes from downtown Nashville, Midtown, and Vanderbilt University, making it ideal for visitors and commuters alike. Recently updated kitchens and bathrooms, along with its current use as a short-term rental, enhance its appeal as a stylish and income-generating investment.

New Construction

Titusville, FL

Loan Amount / $146,801
LTC / 82.50%

Construction Funding / $146,801
LTV / 50.63%

Initial Funding / $0

Novice borrower completing a new construction in Titusville, FL with an exit strategy to sell.

New Construction

Houston, TX

Loan Amount / $330,000
LTC / 82.50%

Construction Funding / $310,000
LTV / 64.71%

Initial Funding / $20,000

Experienced borrower completing a new construction in Houston, TX with an exit strategy to sell.