Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MS, MT, NC, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyFix and EasyRent Only

AZ

Eligible States:

EasyRent and EasyBuild Only

LA, MO

Eligible States:

EasyRent Only

MN, NY

Ineligible States:

All Programs

ND, NV, SD

...

China Grove, NC

Loan Amount / $175,000
LTC / 83%

Construction Funding / $33,333
LTV / 70%

Initial Funding / $141,667

New borrower completing a cosmetic rehab in China Grove, NC with an exit strategy to sell.

PUD

Moab, UT

Loan Amount / $532,000
Rate / 8.625%

Purpose / Cash-Out Refinance
LTV / 70.0%

$532,000 Utah DSCR Rental Loan for a Cash-Out Refinance of a rental property in Moab. Features of this property include but are not limited to a spacious uncovered patio, a two-car garage, a shared pool, and two fireplaces. The area is a tourist destination popular partially due to its proximity to two national parks and the Colorado River.

Duplex

Norfolk, VA

Loan Amount / $172,550
Rate / 9.875%

Purpose / Cash-Out Refinance
LTV / 70.0%

$172,550 Virginia DSCR Rental Loan for a Cash-Out Refinance of a rental property in Norfolk. The duplex has two units each featuring two bedrooms and one bathroom. Located approximately 3.5 miles from downtown Norfolk, this property has easy access to major employment, public transportation, entertainment, and restaurants.