Where We Lend

Easy Street Capital is a nationwide private mortgage lender serving real estate investors of all stripes. Our innovative financing solutions - EasyFix, EasyRent, and EasyBuild - help real estate investors of all experience levels and specialties achieve their investment goals. Easy Street Capital's industry-leading loan programs are tailored to meet the needs of investors using a variety of different strategies - from fix and flip loans, to the BRRRR Method, to short term rentals (and everything in between).

 

Learn more about our lending geographies by clicking on either the interactive map or list of states below. Eligibility requirements differ slightly between our three lending programs. If you have any questions, or if you cannot find the information you are looking for, please click the button below and our team will be in touch as soon as possible!

Where We Lend - Simplified List

Eligible States: All Lending Programs

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MS, MT, NC, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Eligible States:

EasyRent Only

LA, MN, MO, NY

Ineligible States:

All Programs

ND, NV, SD

Fix and Flip

Denver, CO

Loan Amount / $518,000
LTC / 81.0%

Construction Funding / $105,000
LTV / 70.0%

Initial Funding / $432,548

Experienced borrower completing a cosmetic rehab in Denver, CO with an exit strategy to sell.

Single-Family Residence

Largo, FL

Loan Amount / $422,800
Rate / 7.875%

Purpose / Rate-Term Refinance
LTV / 80.0%

$422,800 Florida DSCR Rental Loan for a Rate-Term Refinance of a rental property in Largo. This short-term rental is approximately two and a half miles from Belleair Shore and four miles from Indian Rocks Beach.

Single-Family Residence

Emerald Isle, NC

Loan Amount / $1,193,000
Rate / 7.750%

Purpose / Acquisition
LTV / 66.6%

$1,193,000 North Carolina DSCR Rental Loan for an Acquisition of a rental property in Emerald Isle. This brand-new three-story oceanfront short-term rental property boasts seven bedrooms, four and a half bathrooms, two garages, over 1,000 square feet of covered decks and porches, an in-ground pool, and breathtaking views of the Atlantic Ocean.